Your home is central to you and your family’s happiness, health, and well-being – that’s why it’s called your home. You carefully chose your homeowners insurance to protect your investment in your home and to provide for your family. Further, you have faithfully paid your premiums in your ongoing efforts toward your familial responsibilities. If your home is damaged by water, fire, smoke, or anything else, having this coverage provides you with the confidence and peace of mind that comes from knowing you’re covered.
Unfortunately, however, if your home does suffer damage, obtaining the compensation to which you are entitled can become very complicated very quickly. Having an experienced Shalimar homeowners insurance claims lawyer on your side is often the best path forward.
The Insurance Company
Yes, you pay your insurance premiums in good faith each month, but now – when you need that coverage to come through for you – you could face some glitches. The fact is that insurance companies are invested in turning massive profits, and this motivates them to cut financial corners whenever possible, which can translate to minimizing settlements and even denying claims outright. The damage caused by a serious event can be considerable, but it can also include hidden damages that you may not recognize at the outset. If the insurance company makes a swift settlement offer, it can be a sign that it is attempting to bypass paying for damages that are likely hidden to you. Never accept a settlement offer until you’ve carefully discussed the matter with your dedicated homeowners insurance claims lawyer.
Do I Really Need a Lawyer?
If your home has been damaged, you have a lot on your plate, and allowing the insurance company to do its job and cover your losses may seem like the simplest and best way to go, but this is unlikely to do your claim justice. There are several important reasons that you should consider working with a knowledgeable homeowners insurance claim attorney, including:
- To Expedite the Insurance Process – Insurance companies have many techniques at their disposal for bolstering profits, and one of these is delaying the claims process. When your home is damaged, and your family is suffering the effects, delaying the settlement process can be an effective means of prodding you to accept a lowball offer that fails to cover your losses in their entirety but that you, in your desperation, may consider a whole lot better than nothing. Your attorney also has techniques at his or her disposal that can help motivate the insurance company to do the right thing by you and your claim in a more expedient manner.
- To Appeal a Denial – Insurance companies sometimes deny claims (even claims that ultimately prove valid). If your claim is denied, the insurance company may be banking on you accepting the bad news and giving up in despair. Again, you purchased and kept up homeowners insurance in good faith, and you, your family, and your home deserve better than this. Your homeowners insurance claims lawyer will build your strongest appeal and will fight the insurance company’s denial with the full force of firepower available in your case.
- To Negotiate a Settlement – The homeowners insurance claims process involves going back and forth with the insurance company and landing on a settlement that both parties are prepared to sign off on. This may be your first claim (or one of very few claims), which means that you have very little experience in such negotiations and which leaves you – on your own – at a distinct disadvantage. Your dedicated homeowners insurance claim attorney, on the other hand, has extensive experience in such negotiations and will aggressively advocate for compensation that covers your property’s full range of damages
Experienced Shalimar Homeowners Insurance Claims Lawyers Fight for Your Rights
If your home has been damaged, you and your family are suffering the difficult consequences, but a dedicated homeowners insurance claims lawyer at The Law Offices of Jerrod Paul, PA, in Shalimar, FL, is committed to helping you successfully remedy that problem. We’re on your side – not the insurance company’s – so please don’t hesitate to contact or call us for more information today.